Is this typical for insurance for a 17 year old?!?

Is this typical for insurance for a 17 year old?!?

I bought the car (well, 2/3 of it). My name is not on the title (b/c I do not have license yet). My name will be put on the title when I get my license. My permit expires just before my seventeenth birthday. I will be seventeen in 2 months. From what I've heard, with some insurance companies, your rate my go down at 17 years old. Apparently it doesn't with State Farm. So for now, the vehicle is just insured by my dad, and I'm waiting to get my license. I do work for my dad,and I've offered to pay 80% of my insurance (that way my folks would only have to pay $16.80 a month). It was just a quote, but it had a lot of discounts. Compared to what I'm seeing from all your answers, I'm starting to think $88 for a new driver isn't that bad.... THANK YOU!!!! :)

 

BEST ANSWER: Try this site where you can compare quotes:insuranceforcheap.info

 

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I have a spotless driving record and pay my premiums on time every month. I signed up for AMICA insurance a few years ago because they only cared about your driving record so my premiums were low. Two years later they decide to do a credit check on all of their customers and they saw I have a wage earner. Regardless of my spotless driving record and my dependability on making all of my premiums on time they upped my premiums substantially because of bad credit. Its not fair. When I signed up they did not do credit checks and went solely on your record. Where can I find an insurance that charges you fair premiums based on safe driving record?

 

 

I give my dad my whole paycheck but he hasn't been paying my car insurance?

I am 22 yrs old and live at home with crazy, controlling parents. I work part time and go to school full time. I have no credit, etc etc so they make me live at home and go to school nearby. My job (which is with my mother) recently cut my hours down to part time, but I was lucky because they laid off many people. I get paid around $450 every 2 weeks. My parents are constantly crying about money and I closed out my bank account so as to give them my full check with the understanding that they would help pay my student loans and car insurance. I got into a car crash where I was rear ended and I was the driver, so I received no fault. One month later, I was rear ended AGAIN and again, no fault because I was not at fault for either accident. It came out that I HAVE NO CAR INSURANCE and that my dad was not paying for any insurance because I am not even listed as a driver! I also have no health or dental insurance! (He is a psychiatrist, a doctor, and makes decent money. My mother is a social worker) So now since I have been in 2 accidents and no insurance, my dad won't let me drive and either he or my mother drives me to both work and school. However, they pay for my brother to go away to college and his health insurance, phone bill, and car insurance without question. When I ask why they won't put the car in my name and give me insurance, they say it would be $4,000 a month, which I know is very far from the truth. They also say they are working on getting me car insurance, but the accident occurred over a month ago. How long does it take to get car insurance so I can drive myself places?? What is my best course of action in this psychotic situation?

 

 

Paying a full year of homeowners insurance up front out of pocket?

I'm closing next week on my first house and the mortgage guy just informed me that i have to pre pay a full yr of homeowner insurance up front out of pocket. Others are telling me that this is usually included in the closing costs. In my case the owners are paying all closing costs. This was never disclosed to me and now I have to come up with an additional $1,000 that could have went towards new appliances that the home needs. Anyone else have any idea if I can include in the closing costs?

 

Is this typical for insurance for a 17 year old?!?

I bought the car (well, 2/3 of it). My name is not on the title (b/c I do not have license yet). My name will be put on the title when I get my license. My permit expires just before my seventeenth birthday. I will be seventeen in 2 months. From what I've heard, with some insurance companies, your rate my go down at 17 years old. Apparently it doesn't with State Farm. So for now, the vehicle is just insured by my dad, and I'm waiting to get my license. I do work for my dad,and I've offered to pay 80% of my insurance (that way my folks would only have to pay $16.80 a month). It was just a quote, but it had a lot of discounts. Compared to what I'm seeing from all your answers, I'm starting to think $88 for a new driver isn't that bad.... THANK YOU!!!! :)

 

What is the cheapest yet best car insurance co?

What is the cheapest yet best car insurance co?

 

 

Are classic American cars cheap to insure?

I am a resident of the UK and was thinking about purchasing a classic American car.

 

 

How much would insurance be for me?

I'm 16 and I've had my license for about seven months now. We've had financial problems so we've held off getting insurance. But, now we have a situation where I would need to drive the spare car to and from school. (I would only be driving a total of 16 times, 32 if you count round trips) It's a Hyundai 2010 Elantra, but I may also be driving the 2012 Mercedes C250. Would it be more affordable if I were to go under my mom's insurance? Possibly my father's? My parents are divorced. My main guardian is my mother, but my father only has had one car incident while my mom has had several. All, however, have been minor. And, separate question, but is it possible to only get insurance for a month? If so, I think I would be able to pay for it myself, but if not, I would need a fairly cheap insurance policy.

 

 

Average motorcycle insurance cost for 18 yr old with 2007 yamaha yzf-r1?

Average motorcycle insurance cost for 18 yr old with 2007 yamaha yzf-r1?

 

 

How long should I get a term life insurance policy for?

I'm researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 or 100 years?

 

 

Please Help...Will i be able to get any health insurance?

Im a 21 yr old female, who benefits from deferred action. im currently working two jobs and going to community college. money is TIGHT. i know being protected under deferred action will not provide me any health insurance help but can i still be able to get ANY help? im a type 1 diabetic as well and the cost of insulin and doctor visits skyrockets every single time. i live with my parents but i dont receive money from them. i guess long story short. can i get any type of health insurance? if i dont die from diabetes ill die from the cost of it hahaha. i live in Southern California if thats any help. thanks in advance :)

 

 

Car insurance questions?

okay im 19 livin in MICHIGAN. My driving record sucks, (2) accidents i got rear ended, (3) speeding tickets a total of 7 points license is restricted till jan, 2012. I want a car but its around 600-900$ a MONTH to insure me, 99 dodge neon to a 2010 mustang gt all the same price a month depends what insurance company. i cant be on my parents insurance because they excluded off their policy. I allso live in a apartment, so is it possible to buy a insurance policy in my moms name with her correct sos number and drivers license number and lie and say she lives with me in my appartment and put me as a secondary driver. but the car ill be fiancing so i need full coverage and the car is in my name . My questions are (A) my mom uses lifelock will she find out that i opened a policy in her name. (B) will the insurance company find out about that my mom doesnt live their or would they find out at all. AND MY MOM LIVES AT A ANOTHER ADDRESS. (C) is it legal to own and fiance a car thatS in my name but insurance is not ill be listed as a seconday driver under my mom . (d) my mom WOULD NOT KNOW IM DOING THIS. I KNOW THATS FRAUD BUT U GOT TO DO WHAT U GOTTA DO how would anyone know what im doing and find out about it

 

 

Proof of insurance?

Hello I just bought a new car and called my insurance company to insure my new vehicle they have yet to send me my card my question is I need to drive cross country do you have to have an insurance card or can the police tell if you have insurance even if you do not have a card

 

 

Help me with me car insurance?

i am 34 years old have a new license with pass plus and recentley bought a car. what is the cheapest car insurance for me(third party) thanks

 

 

Would my car insurance pay out?

I was on the way home from work this morning after a 12 hour night shift at 7 in the morning on the m60 towards Bolton. A lorry driver in the fast lane needed to get across the lands and didn't see me in the middle lane so he hit the side of my car. The traffic was slow moving so it wasn't too hard a hit when when I looked at the damage it didn't look too bad at first just a bump on the side of my car and nothing to his so we didn't swap details, when I got home I realised it was worse than it was I've found a company that will fix it but will my insurance pay now? I'm with 1st central

 

 

About how much do you think my car insurance will cost?

my parents just switched to liberty mutual, I have a car, a blue 99 manual chevy cavalier and I'm 18. I'm trying to figure out how much money from my job I need to save up before I get my license, because I have to pay my own insurance and I've had my permit for a year and a half because I couldn't find a job until last month. I just want a guesstimate please!

 

 

Pulled over for no insurance but do have insurance?

today i got pulled over and couldn't find my insurance. i finally did find my insurance but the cop didn't want to write a new ticket. he said that i could take a copy of the insurance to the clerk at the police station and they would void the ticket. is this all correct?? also does this no anything to my insurance or points on my license. i live in missouri.

 

 

How much would insurance be for a 16 year old in GA?

I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)

 

 

What is a toll free phone number to get auto insurance quotes from Farmer's Insurance?

I just want to get a quote for car insurance via a toll free phone number. Competitive quotes would be nice from a National Independent Agent that also offers Farmer's Insurance.

 

 

Will insurance still able to view my previous ticket record and raise my car insurance?

I got a ticket in April of 2004. I paid the fine and went to traffic school. Just two days ago, i got a ticket for speeding (48 at a 35 limit). 1) will I still able to go to traffic school for this ticket? (I'm in CA, my friend told me we are allowed to take traffic school if it's over 18 months since the last citation, is this correct)? 2) i read some yahoo answer on car insurance and someone is saying the insurance company will still able to view the previous citation and raise the car insurance if we get the second citation within 3 years of the 1st one. the point will be unmasked for insurance company to see. is this true? 3) if it is true, does that mean even if i'm able to go to traffic school for my second citation, the insurance company can still raise car insurance for my 1st citation?

 

 

What car insurance should i get?

I am 17, and im looking to buy my first car. i am looking for car insurance that is cheap but is also good.

 

 

I was rear ended. Does my insurance go up if I contact them?

I have Mercury Insurance and someone hit me in the back at a stop light. I got all of there info, but I was wondering if we went through this with our insurance companies would my rates go up? thanks :D

 

 

How much does it cost to add a 16 year old female driver to an auto insurance policy?

How much does it cost to add a 16 year old female driver to an auto insurance policy?

 

 

Where can i get good health insurance?

i just got kicked off healthfirst with no warning so i need to find something fast please help :-)

 

 

Do i have to get my car repaired with the insurance money?

bout a month ago someone backed into my parked car in the parking lot and actually let me know they did it. we exchanged info and i just had a rep. from his insurance come check out my car and give an estimate for repairs and a check with the amount. The damages to bumper are reallly nothing major and its old car, can run just the same as it used to before the damages. do i have to get it fixed or can i jus cash out this check and get a nice chuck of cash?

 

 

Car insurance question regarding friends car?

(This is in Ohio). My friend let me drive her car when the roads were kind of bad due to weather. At an intersection, the light turned yellow, and I began to slide on the ice. I had control of the car, however, if I would have continued to slide straight I would have been hit side on by the incoming cars coming through the intersection. Instead, I had to turn the wheel and I hit a pole. No damages were done to the pole, any other cars, or people. Unfortunately when we took the car to an autobody shop, getting an estimate without the use of insurance, we got an average cost of $2,200. There's NOT that much damage on the left bumper to make the cost so expensive. Both me and my friend are insured, however, MY insurance company is saying it's her car, so her insurance has to pay for it. How will this work? If I ask her to pay using her insurance, I don't want her to pay any out of pocket. I would pay the deductible. Will this hurt her insurance, or my pocket? Any other good ideas? Thanks so much.

 

 

I'm looking for affordable auto insurance...?

I am looking for an affordable auto insurance in New Jersey. Does anyone have any ideas. And is it true that a Broker is a good option? What would be a reasonable rate for just a PIP and a older car? I have no accidents or tickets.

 

 

Car insurance question?

My car was involved in a hit and run, their insurance doesnt want to pay for the damage so can i sue them for the damages even if my insurance pays for it.

 

 

How do I get added to my parent's car insurance?

I am going to have to use one of my parent's cars to get around soon. I have never had my own car, but have had a license for a few years, I just always used public transportation...so I am wondering how would I go about getting added to my parent's car insurance policy. Note: I would only be driving their car occasionally, not regularly. I'm 21 btw. Details and possible costs would be appreciated.

 

 

What are car insurance groups?

Im a provisional driver and ive seen a 2004 Vauxhall Corsa...it says the insurance is Group 3. So what exactly does that mean? And is that good considering it will be my first car that i will be driving around for quite a while? :)

 

Is this typical for insurance for a 17 year old?!?

I bought the car (well, 2/3 of it). My name is not on the title (b/c I do not have license yet). My name will be put on the title when I get my license. My permit expires just before my seventeenth birthday. I will be seventeen in 2 months. From what I've heard, with some insurance companies, your rate my go down at 17 years old. Apparently it doesn't with State Farm. So for now, the vehicle is just insured by my dad, and I'm waiting to get my license. I do work for my dad,and I've offered to pay 80% of my insurance (that way my folks would only have to pay $16.80 a month). It was just a quote, but it had a lot of discounts. Compared to what I'm seeing from all your answers, I'm starting to think $88 for a new driver isn't that bad.... THANK YOU!!!! :)

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